Long Term Care Insurance
Will pay up to a daily benefit amount if you are unable to perform two of the six activities of daily living. Benefits are payable for nursing home care, home care, or assisted living facilities.

Reimbursement Policies
These policies will reimburse (up to the policy limits) for any qualified care.

Indemnity Polices
As long as the policyholder is receiving qualified care, these policies will pay the daily benefit regardless of the cost of care.