Fixed Annuities
Offer a guaranteed rate of return and tax deferral. A perfect CD alternative. At retirement an annuity can pay a fixed lifetime payment.

Indexed Annuities
Just like fixed annuity, an indexed gives you tax deferral and the opportunity to participate in the growth of the market but with the safety of a guaranteed rate of return.

Immediate Annuities
A lump sum payment into an immediate annuity can create a lifetime stream of income for you and your spouse.