
Dental HMO Insurance
Dental HMO’s are the least costly forms of dental insurance. Although you must use the dentists within the network, there are no waiting periods, pre-existing limitations, or annual maximums.
Dental PPO Insurance
PPO’s allow you the flexibility to use dental providers in or out of network, They cost more than dental HMO’s and have limitations on how much dental work will be covered in any one year.
Dental Indemnity Insurance
Indemnity means that you can go to any dentist you want, you pay the bill, and the you are reimbursed a portion of what you spent. What is paid back to you is outlined in the policy.