Section 125 “Cafeteria “ Plan
A section 125 plan allows employers to take certain employee deductions such as health and dental insurance from the employee’s gross pay. Doing so saves the employee income and FICA taxes and saves the employer matching FICA deductions. We offer this service at no charge for our clients.

COBRA Services
All employers with more than 20 full time employees (regardless of how many are enrolled in the health plan) are required to notify the employees of their COBRA rights upon becoming eligible for benefits and at termination. We handle all notifications and billing of eligible employees.

Billing and Claims Issues
We handle all issues that arise for both the employer and the employees. Use Florida Insurance & Retirement Associates as your benefits representatives and you will never wait on hold with an insurance company again.

Employee Benefits Statements
Do your employees know the true value of their benefit plans? Do they know how much Workers Compensation costs, or what you pay in Unemployment and FICA? Now you can show then with Employee Benefit Statements. We prepare individualized statements for each employee and then calculate their total compensation package, the hidden paycheck they never see. Again as with all of our other services there is no charge to our clients.